What Is Benifit Of National Pension Scheme NPS

 Open an account in your wife's name like this, you will earn '44, 793 'rupees every month!

You can make your spouse self-sufficient by investing in the National Pension Scheme (NPS). You can wait for regular income through this scheme.

What Is Benifit Of National Pension Scheme NPS

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As inflation soars, the lives of ordinary people have become difficult. Everyone wants the members of their household to do something that will reduce their financial problems so most of the men these days are looking for a working partner for marriage. If you are a housewife and want to become an independent, the government has a scheme through which the wife's account will receive income every month.

You can make your spouse self-sufficient by investing in the National Pension Scheme (NPS). You can wait for regular income through this scheme.

Account opened in wife's name

You can open an NPS account in his name to make his wife self reliant. The NPS account will give your spouse a fixed amount upon reaching the age of 60 years. At the same time, they will receive regular income as a pension every month. With an NPS account, you can also decide how much pension your wife gets each month. This means that your wife will not be dependent on anyone for money after the age of 60.

The NPS account will mature at the age of 60

You can deposit money in the NPS account every month or year as per your convenience. You can also open an NPS account in the wife's name for Rs.1000. The NPS account matures at the age of 60. According to the new rules, you can run an NPS account until the wife reaches the age of 65.

You will get about 45 thousand rupees per month

Simply put, the wife is 30 years old and if you invest Rs 5,000 per month in an NPS account for her, you get a 10 percent annual return. By the time the wife reaches the age of 60, she will have a total of Rs 1.12 crore in her account. The wife will get about Rs 45 lakh from it. In addition, they will get a pension of about Rs 45,000 per month. This pension will be given to them for life and the future of your family will be bright.

Key points of NPS scheme (understand with example)

How much pension will you get?

આ માહિતી ગુજરાતી માં વાંચવા માટે અહી ક્લિક કરો

Age- 30 years

Total investment time - 30 years

Monthly Contribution - Rs

Estimated return on investment - 10 percent

Total Pension Fund - Rs. 1,11,98,471 can be withdrawn on maturity.

The amount for the purchase of Annuity plan Rs. 44,79,388

67,19,083 Estimated Annuity Rate 8%

Monthly Pension - Rs. 44,793

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