This policy of LIC, deposit Rs. 48 per day; 1 crore insurance cover
Life Insurance Corporation of India (LIC of India) operates various life insurance schemes. This insurance plan is suitable for all income groups. Some people believe that LIC does not run any kind of term plan. Which is completely wrong. LIC also has many such policies which are term plans. However, it can only be purchased online. LIC's Term Plan provides good protection to the policyholder's family at a much lower premium. LIC's term plan policy is sold as a tech term plan.
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| deposit Rs. 48 per day; 1 crore insurance cover In LIC |
Life Insurance Corporation of India (LIC of India) operates various life insurance schemes. This insurance plan is suitable for all income groups. Some people believe that LIC does not run any kind of term plan. Which is completely wrong. LIC also has many such policies which are term plans. However, it can only be purchased online. LIC's Term Plan provides good protection to the policyholder's family at a much lower premium. LIC's term plan policy is sold as a tech term plan.
This is the annual premium for a cover of Rs 50 lakh
According to the LIC Term Plan Policy Premium Calculator, if a 30-year-old buys this term policy, he will have to pay a premium of only Rs 9,912 per annum for a cover of Rs 50 lakh including GST. At the same time, taking a cover of Rs one crore, the person will have to pay a premium of only Rs 17,445.
That's the cost every day
Accordingly, for a cover of Rs 50 lakh, one has to spend Rs 27 daily, while for a cover of Rs one crore, it will cost Rs 48 per day. Accordingly, buying this term policy is a bargain.
Term plan from 10 to 40 years
The term of the LIC Tech Term Plan is from 10 years to 40 years. Anyone between the ages of 10 and 65 can purchase this plan. However, its cover will be available only to policyholders till the age of 80 years. This means that if a person dies at the age of 80, his family will not get the benefit of this cover. However, if he dies before the age of 80, his family will get the benefit of cover.
ગુજરાતિ મા વાંચવા અહિ ક્લિક્ક કરો
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The low premium for women
In this policy, women have to pay less premium than men. With this, the policyholder will get cover in case of an accident. The rate of premium is lower for non-smokers and smokers will have to pay a higher premium.
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