ફક્ત 210 રૂપિયા આપીને તમે દર મહિને 5 હજાર રૂપિયા પેન્શન મેળવી શકો છો, ઘરે બેઠા ઓનલાઈન અકાઉન્ટ ઓપન કરાવી શકો છો

 Atal Pension Scheme: By paying just Rs 210, you can get a pension of Rs 5,000 per month, you can open an online account at home.

To join the scheme, one needs to have a savings bank account, Aadhaar, and an active mobile number. If a person takes this scheme after 60, he has to invest at least 20 years to get a pension.

If you have not taken any pension plan till now and you want to make a plan in which you want to be entitled to a pension by paying less then the Central Government's Atal Pension Scheme is right for you. Under this, on reaching the age of 60, one gets a pension of Rs.1000 to Rs.5000 per month. It can be invested by a person between the ages of 18 and 40.

Anyone between the ages of 18 and 40 can open an account

Anyone between the ages of 18 and 40 can open an Atal Pension Scheme account

To join the scheme, one needs to have a savings bank account, Aadhaar, and an active mobile number

If a person takes this scheme, he has to invest at least 20 years.

Investors can invest monthly, quarterly, or semi-annual i.e. for a period of 6 months.

The contribution will be auto-debited. That is, the fixed amount will be automatically deducted from your account and credited to your pension account.

The amount that will be deducted depends on how much pension you want after retirement.

In it you can claim tax benefit up to Rs 1.5 lakh under section 80c.

You can contribute Rs 42 to 210 per month

For a pension of Rs 1,000 to Rs 5,000 per month, the subscriber will have to pay Rs 42 to Rs 210 per month. This will happen when the plan is taken at the age of 18.

On the other hand, if a subscriber takes up the scheme at the age of 40, he will have to make a monthly contribution ranging from Rs 291 to Rs 1454.

The more contributions a subscriber makes, the more pension he will get after retirement. However, it should not exceed Rs 5,000. That is why the contribution will also be according to it.

How to open an account

ગુજરાતીમાં વાંચવા માટે અહી ક્લિક કરો 

You can open an account by going to any bank

You can download the Atal Pension Plan form online

You have to fill up this form and deposit it in the bank branch

You will also need to submit a photocopy of your mobile number and Aadhaar card.

You will receive a confirmation message after the application is approved.

An online account can be opened in SBI

If your account is with SBI Bank, you can avail of this scheme through Net Banking

You must first log in to SBI to apply.

Then click on the e-Services link

A new window will open, with a link to the Social Security Scheme. There you have to click.

Then you will see 3 options, PMJJBY / PMSBY / APY. Here you have to click on APY i.e. Atal Pension Plan.

You will then need to fill in your complete information. In which correct account number, name, age, and address information should be given.

Which option are you choosing in the pension option, such as Rs? 5000 per month

Monthly contributions will then be determined based on your age.