How to change Saving Bank Account to Jan Dhan Account

 How to change Saving Bank Account to Jan Dhan Account? Learn These Easy Tips

A savings bank account can be easily converted to Jan Dhan account without any hassle. All you have to do is go to the bank and fill out a form, which will convert your account as soon as it is approved.

The country is once again heading for a complete lockdown due to the rapidly growing case of Coronavirus. Many of them are going to the bank to open zero-balance public money accounts. Because he hopes that like last year, this time too, the central government can put Rs 500-500 in this account as a relief.

How to change Saving Bank Account to Jan Dhan Account

If you are not yet connected to Jan Dhan Account. That you already have normal savings account with the bank. So you can turn it into a Jan Dhan account. The process is quite simple. What you have to do for it, what are its benefits. Let's find out.

How to convert a savings account into Jan Dhan:

According to the bank rules, the customer can turn his savings account into a Jan Dhan account. For that, the customer has to go to his bank. The first thing you need to do when you reach the bank is to apply for a RuPay Card. Fill in the prescribed form and deposit it in the bank. When this form is accepted, your savings account will be converted to a Jan Dhan account.

The following are the benefits of Jan Dhan Khata:

1. No hassle of keeping a minimum balance in the account

2. The interest will be equal to the savings account

3. Mobile backing facility will be free

4. Accident insurance cover up to Rs 2 lakh to each user

5. Overdraft facility up to Rs. 10,000

6. Life cover up to Rs. 30,000. However, this beneficiary is found when the appropriate conditions are met upon death.

7. Get a Rupee card for cash withdrawal and shopping.

Benefits of these government schemes:

1. Money from many government schemes will come directly into the account

2. Buying insurance, pension products will be easier

3. Money transfer can be done easily across the country

4. PM will be able to open an account for pension in schemes like Kisan and Shramyogi Mandhan

This document will be required to open a new account:

To open a new Jan Dhan account, you have to go to the bank and fill up a prescribed form. In it you will get the name of the account holder, address, mobile number, name of the bank branch, occupation-employment, number of dependents, annual income, nominee, village code or town code etc. Along with this form, you may need Aadhar Card, PAN Card, Passport, MNREGA, Job Card, Driving License, Water ID Card.

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Prime Minister Modi started in 2015:

Prime Minister Narendra Modi launched the Jan Dhan Yojana in the year 2015 i.e. about 6 years before today. It was started especially with the low-income class in mind. So that he can open an account in Zero Balance. Any citizen residing in India, aged 10 years or above. People can open a money account. According to media reports, more than 40 crore accounts have been opened under the scheme so far.