Find out the benefits of taking home loan from Punjab National Bank

   Find out the benefits of taking home loan from Punjab National Bank

Find out the benefits of taking home loan from Punjab National Bank

 No need to pay processing fee on home loan from Punjab National Bank, offer can be availed till September 30

Punjab National Bank has come up with a special offer for its customers. Under this offer, it has been decided not to charge processing fee and documentation charge on home loan till September 30. The bank is offering home loans to its customers at a rate of only 6.80%.

Is giving loan at 6.80% interest rate

Punjab National Bank's home loan interest rate starts from 6.80%. Apart from that the bank charges 0.50% of the home loan as processing and documentation charges. Which does not have to be paid on applying for a loan till September 30.

SBI is also making a special offer

SBI has also decided not to charge processing fees on home, personal, car and gold loans. Apart from that, SBI has decided to give 0.50% discount on gold loans and 0.25% discount on car loans. To avail the discount on car loan, you have to apply through Yono app.

Now you will get gold loan and car loan at 7.50% interest rate. Apart from that, Corona Warrior will get an additional discount of 0.50% on personal loans. SBI is offering home loans at an interest rate of 6.70%.

These documents are required to take a loan

માહિતી ગુજરાતી માં વાંચવા અહી ક્લિક કરો

 

    ID Proof: PAN / Passport / Driving License / Water ID Card

    Address Proof: Copy of existing telephone bill / electricity bill / water bill / gas connection or copy of passport / driving license / Aadhar card

    Property documents: construction permit, occupancy certificate, copy of approved project, receipt of payment etc.

    Account Statement: Bank account statement of last 6 months and loan account statement of last one year (if applicable etc.)

    Income Proof (For Employed People): Salary Slip / Salary Certificate of last 3 months and one copy of Form 16 for last 2 years / copy of Income Tax Return for last 2 Financial Years.

    Proof of income (for self-employment): Business address proof, last 3 years income tax return, balance sheet, business license and TDS certificate (Form 16A, etc. applicable).